Tips For Buying A Home in Shaker Heights, Ohio

The process of buying a home can be tiring and very confusing, regardless of whether it is your first time purchasing a home or you are an experienced homebuyer. However, if you’ve narrowed your search down to Shaker Heights, that’s a good start! Here are the some other important tips for buying a home…

  1. Don’t Buy If You Can’t Stay Put: If you can’t commit to remaining in one place for at least a few years, then owning is probably not for you. With the transaction costs of buying and selling a home, you may end up losing money if you sell any sooner — even in a rising market.
  2. Start By Checking Up On Your Credit: Since you will most likely need to get a mortgage to buy a house, you must make sure your credit history is as clean as possible. A few months before house hunting, get copies of your credit report. Make sure the facts are correct and fix any problems you discover.
  3. Aim For A Home You Can Really Afford: The general rule is that you can buy housing that runs two and a half times your annual salary.
  4. Buy In A District With Good Schools: School districts are a top priority for many home buyers, thus helping to boost property values.
  5. Get Professional Help: Even though the Internet gives buyers access to home listings, most buyers are better off using a professional agent. Look for an exclusive buyer agent, who will have your interests at heart and can help you with strategies during the bidding process.

Before you sign anything, make sure you get a home inspection. A home inspector will inspect the home and inform you of any major issues with the property. The sellers may be willing to fix some of the issues that the home inspector finds, but if not, at least you’ll know what needs to be fixed before you move into the home.

For more tips on buying a home click here.

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